Commercial Insurance in Sulphur Springs, TX with Local Support

One local, independent agency. Multiple carriers.
More confidence in every coverage decision across Northeast Texas.

Gold circular “Best of 2023” award seal for The Sulphur Springs News-Telegram, Hopkins County
Gold-and-white “Best of 2024” award seal for The Sulphur Springs News-Telegram, Hopkins County
Gold “Best of 2025” award badge for The Sulphur Springs News-Telegram, Hopkins County.
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A Local Insurance Agency Serving Sulphur Springs Businesses

If you're running a business in Sulphur Springs, you want more than just a policy—you want a local team you can actually reach when something changes. Tully Insurance Agency is located at 109 Jefferson St E in downtown Sulphur Springs, making it easy to connect in person, by phone, or online. As an independent insurance agency, you're not limited to one carrier. Instead, you can compare options across multiple insurers and build coverage that reflects how your business operates.

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Commercial Insurance Options for Sulphur Springs Businesses

Every business has different risks, and coverage should match that reality.
Tully Insurance Agency helps local businesses evaluate and combine core policies into a more complete plan.


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Commercial Auto Insurance

Coverage for business vehicles used for daily operations, job sites, or deliveries.

View Commercial Auto Insurance
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General Liability Insurance (CGL)

Protection against claims involving injuries or property damage tied to your work.

Explore General Liability
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Commercial Property Insurance

Coverage for buildings, equipment, and inventory from risks like fire or theft.

Protect Your Property
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Business Owner's Policy (BOP)

A bundled option that combines property and liability into one structured plan.



View BOP Options
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Workers' Compensation Insurance

Coverage options for employee injuries and job-related incidents.



Learn About Workers Comp
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Contractors Insurance

Coverage for jobsite liability, vehicles, and contract requirements—structured around how contractors actually operate.

View Contractors Insurance

Built Around the Sulphur Springs Business Community


Tully Insurance Agency works with a wide range of local businesses, from contractors and trucking operations to retail shops and service providers. The agency serves as the exclusive insurance provider for local volunteer fire departments—a reflection of the deep community trust built over decades in Sulphur Springs. Through involvement in the community partners network, the agency maintains relationships with organizations like construction businesses, trucking companies, churches, and the Hopkins County Chamber of Commerce. This local connection helps ensure your coverage reflects real business conditions in Sulphur Springs—not generic assumptions.

Gold circular “Best of 2023” award seal for The Sulphur Springs News-Telegram, Hopkins County

The News-Telegram Best of Hopkins County 2023

Gold-and-white “Best of 2024” award seal for The Sulphur Springs News-Telegram, Hopkins County

The News-Telegram Best of Hopkins County 2024

Gold “Best of 2025” award badge for The Sulphur Springs News-Telegram, Hopkins County.

The News-Telegram Best of Hopkins County 2025

Trusted by Businesses and Families Across Northeast Texas

Why Local Businesses Choose Tully Insurance Agency

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Local Office, Real Accessibility

Visit in person or call directly when you need help—no long wait times or disconnected service.

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Independent Agency Advantage

Compare multiple carriers in one place instead of being limited to a single option.

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Commercial-Focused Coverage Options

Build a plan that includes auto, liability, property, workers' comp, and contractors coverage as needed.

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Trusted in Hopkins County

Strong local relationships and recognition reflect long-term community trust.

Can You Insure My Business and Vehicles Together?

Yes—many businesses in Sulphur Springs combine multiple policies into a single, coordinated plan. For example, pairing commercial auto insurance with general liability insurance and a business owner package can create more complete protection and reduce coverage gaps.


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  • Call the local office to speak directly with a team member

  • Submit a request through the online form

  • Visit the Jefferson Street office in downtown Sulphur Springs

From there, your business details are reviewed and coverage options are compared across multiple carriers.

How to Start a Commercial Insurance Quote in Sulphur Springs

Getting started is simple and designed to fit how you prefer to communicate.

Who We Are

We are friendly insurance agents that are here to serve your insurance needs, not to sell you something and walk away. We have deep roots in Hopkins County, Texas and are bound by old fashioned morals and ethics, not insurance sales quotas. Our agency is family owned for over 35 years, and a Veteran led business.

About Us

1200+

Happy Customers

40+

Years of Experience

Common Questions About Commercial Insurance in Sulphur Springs

  • Where is Tully Insurance Agency located?

    How do you know if you need $250,000, $500,000 or more in coverage? A life insurance needs analysis will help you figure it out. It’s actually a pretty simple calculation. You begin by estimating your family’s immediate and future financial needs. Then, you add up all of the resources that are in place to meet those needs. The difference between the two is your need for life insurance. Another basic method to figure out the minimum insurance needed is multiplying your annual income by 10.

  • What commercial insurance do you help with in Sulphur Springs?

    Life insurance through your job is a great perk to receive, but you should view it as just that…a perk or an added bonus. For one thing, most employers tend to provide very limited amounts of coverage at their own expense, typically a lump sum such as $10,000 or coverage equal to one times your annual salary.  Another limitation is that it’s not always possible or practical to take your coverage with you if you change jobs. An individually owned policy follows you around wherever you go. If you change jobs, you won’t have to worry about the possibility of your family being left unprotected. 

  • Can you help me compare multiple insurers?

    It’s impossible to provide a generic answer to this question since everyone’s situation is different. Many people will buy a policy that provides coverage until their kids reach college-graduation age. Others will want to have coverage until their mortgage is paid off. A business owner might want lifelong coverage for business succession planning purposes. Our best advice is to speak with one of our life insurance professionals, who can conduct a quick needs analysis over the phone and help you determine the amount and duration of coverage that’s right for you. 

  • Is workers' comp required for my Sulphur Springs business?

    This is another question for which there’s no blanket answer. Both types of insurance have their merits. Our view is that for many people term is often the best solution because it allows you to get the most coverage for your money. When buying life insurance, the most important thing you want to do is buy enough coverage. When you die, your family won’t care if you had term or permanent insurance. They’ll only want to know…is there enough. 

  • How do I start a commercial quote?

    Call, email, or submit a Quote Now form to begin the process.

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Talk to a Local Team About Your Business Coverage

When your insurance is handled locally, it's easier to get answers, make updates, and stay confident in your coverage. Tully Insurance Agency helps businesses in Sulphur Springs compare options and build plans that match real operations.