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Commercial Real Estate Insurance in Sulphur Springs and Greenville, TX

Commercial real estate insurance protects you from losses caused by damage to property assets. Most businesses are vulnerable to the same threats as every other building—fire, flooding, vandalism, or even being struck by a vehicle that goes out of control. Many of these problems are something that cannot be reasonably prevented, making them eligible for coverage that can help repair the building or allow your company to move to a new location.

Commercial Real Estate Insurance Features

As the owner of a business, you know how difficult it is to run a smooth operation. The last thing you need is a disaster that damages your workplace so badly that you can no longer continue operating. Commercial real estate insurance makes the crisis something you can handle. Before you start shopping, though, here are a few things to keep in mind:

  • The first thing you should do is take stock of the company's physical assets. This includes your building, any paper records, inventory, office equipment, signs located outside, and anything else that qualifies as a physical asset.
  • You may not need to insure everything the business owns. If you decide something is not worth insuring, removing it from your policy could lower your monthly premiums and make it easier to insure what truly matters.
  • Most policies cover either the replacement cost (RC) or the actual cash value (ACV) of the insured items. Policies that include replacement cost are more expensive, but allow for full replacement without calculating any depreciation. Actual cash value policies consider the loss of value over time, and factor this difference in to any claims on the policy.

If you're not sure which policy options make the most sense for your company, ask one of our agents for more information and they'll help you make a decision.

Our Location

Jason Dean Tully Agency

109 Jefferson St.
Sulphur Springs, TX 75482
Main office: 903-500-2927

Our Providers

Testimonials

Taking out insurance with this agency was so convenient. They were able to not only handle our personal insurance needs, but also our commercial. When it came to getting what we needed when we needed it at an affordable price, Tully Insurance Agency!
Moose Radio Station
Jason is very knowledgeable and always looking out for our best interest! He has gone above and beyond any other insurance agent we have ever had. If you want an agent who is always in your corner then you’ve come to the right place!
Bethany Ashby NLC Loans
Jason Tully is a very friendly insurance agent. He comes by our office from time to time and I really appreciate him.
Janet Martin Sulphur Springs Real Estate