Auto Insurance

Navigating the world of auto insurance can be complex. Many individuals hold a policy without fully grasping their coverage or knowing what steps to take should they need to make a claim.


In the event of an accident, your car insurance acts as a shield against financial harm. It forms a legal contract between you and the insurer. By paying your premium, you secure the insurer's promise to compensate for your losses as per your policy's terms. Auto insurance encompasses coverage for medical expenses, liability, and property damage, with the foremost goal being your financial protection.


Learn about the essential varieties of car insurance and understand how to secure the coverage that aligns with your unique needs.

Collision Coverage

This insurance type provides fundamental coverage for your vehicle in the event of a collision. It includes coverage for collisions with other vehicles, as well as collisions with walls, barriers, or bridges.

Comprehensive Coverage

This encompasses any incident that may occur to your vehicle that is not directly connected to a collision. This includes occurrences like theft, fire, deer collisions, or vandalism.

Liability Coverage

This coverage type protects you in the event that you are responsible for an accident that results in damage to someone else's vehicle or property. Liability coverage is frequently required by law, so it's crucial for you as the driver to ensure that you have a sufficient amount.

Medical Payments

In some states, this is also known as PIP. Medical payments cover injuries sustained by the driver or passengers in the event of an accident while driving. The specifics of medical payment insurance vary by state, so it's important to ensure you have the expected coverage.

What is Uninsured/ Underinsured

Motorist Coverage?

What Coverage Limits Does

Your Policy Have?